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Ephraim, aged 56 years, acquired a loan amount of 800,000 UGX. He is married, and has ten children who are all in school.

Ephraim trades in goats in the nearby markets, working two days in a week and six hours in a day. He receives additional income as a catechist for the nearby church.

He started his business in 2003 in a rural area. He has been in a position to support his family by providing basic necessities and school fees for the children. He wants money to add to his business since he hopes to rear about 1,000 goats in order to yield a good income. His challenges include tropical diseases that attack the goats.

He is a hardworking and honest person who has been in position to pay his previous loans well. He hopes to expand his business through continued support from UGAFODE Microfinance Ltd.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 153
    View loans »
    Uganda Loans Fundraising
  • $33,625,325
    Funds lent in using Kiva
  • 2,664.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ephraim to buy goats.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 31, 2013
Currency Exchange Loss:
Dec 17, 2013