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Umsunai is 51 years old and married. Umsunai and her husband are raising their youngest son, who goes to school. The rest of the children are already adults.

In search of a source of income for the family, Umsunai started her business of livestock breeding in 1978. After being started with a start-up sum of 10,000 som (KGS), the business currently brings in around 10,000 som (KGS) per month from reselling of livestock.

With aims to further develop her business, Umsunai turned to the organization "Bai Tushum & Partners" for a loan in the amount of 135,000 som (KGS) for the purchase of livestock, to increase the turnover of the business. Umsunai plans to invest the income in further developing her business.
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Умсунай 51 год, замужем. Умсунай с мужем воспитвает младшего сын, который учится в школе, остальные дети уже взрослые. В качестве источника дохода для семьи, в 1978 году Умсунай начала свой бизнес в животноводстве. Начатое со стартовой суммы в 10,000 сом (KGS) ,бизнес на сегодня приносит около 10,000 сом (KGS) в месяц от перепродажи скота. В целях дальнейшего развития своего бизнеса, Умсунай обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку скота, для увеличения оборота бизнеса. Доходы Умсунай планирует вложить в дальнейшее увеличение своего хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Umsunai to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 4, 2013
Currency Exchange Loss:
Feb 17, 2014