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Update on Joyce

Joyce has paid off her previous loan successfully and now has embarked on a tomato farming business. She has managed to work a large portion of her farm using proceeds from the previous loan.

She has requested another loan from KADET LTD to buy farm supplies and pay for labor. She plans to diversify her farm, growing fruits in the future.

Previous Loan Details

Joyce is from the village of Elburgon, Narok-Kenya. She is 41 years old, married and has five school-aged children. She has been practicing mixed farming for about eight years and earns KES 26,400 in a month. She has never borrowed from any other MFI and this is her first loan which she pla... More from Joyce's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 601
    View loans »
    Kenya Loans Fundraising
  • $49,786,350
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joyce to buy farm supplies like manure, seeds and insecticides and pay for labor.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jan 18, 2013
Jan 31, 2013
Currency Exchange Loss:
Nov 17, 2013