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Lat's Group
In this Group: Lat, Kosal, Sophon
Lat is a 21-year-old mother of one daughter living in Kampong Cham province. She manages two hectares of cassava, which she and her husband grow as their primary source of income. She has been in this business for three years and is able to earn up to 35,600 KHR per day.

Lat leads a group of first-time borrowers with VisionFund. For her 1,000,000 KHR portion of the loan she plans to buy fertilizer, insecticide and labor. She hopes to increase her crop yield and to sell it at a high price so that she can improve her lifestyle gradually.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lat's Group's $650 loan helped a member to buy fertilizer, insecticide, and labor.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jan 4, 2013
Mar 1, 2013
Currency Exchange Loss:
Jan 18, 2014