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Marhamat is 25 years old and married. In search of a source of financing, Marhamat in 2006 began her own business raising livestock, starting with the purchase of a dairy cow. Through hard work, Marhamat's homestead can pull in about 10,000 som (KGS) per month. Thanks to income from her business, Marhamat today has two heads of cattle and ten heads of sheep. In order to further develop her business, Marhamat appealed to Bai-Tushum and Partners for a loan of 100,000 som (KGS) to buy cattle.

Marhamat plans to invest revenue from the loan to further increase the number of domestic animals and to improve the welfare of the family.
View original language description ↓
Мархамат 25 лет, замужем. В поисках источника финансирования, в 2006 году Мархамат начала свой бизнес в животноводстве, стартовав с покупки дойной коровы. Благодаря упорному труду Мархамат, на сегодня ее хозяйство позволяет получать прибыль около 10,000 сом (KGS) в месяц. Благодаря доходам от бизнес - деятельности Мархамат на сегодняшний день имеет 2 голов быков и 10 голов овец. Для дальнейшего развития своего бизнеса, Мархамат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота. Доходы от кредита Мархамат планирует вложить в дальнейшее увеличение поголовья домашней скотины и улучшения благосостояния семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Marhamat to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 4, 2013
Currency Exchange Loss:
Feb 17, 2014