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Zulpiya is a resident of the Shahrituz region. She is 64 years old. She is married, and the mother of five children. Her husband works with crop production and trade.

Zulpiya is interested in livestock breeding and she would like working in this area. She would like to work with buying and reselling of calves and cows. With this aim she takes a loan. Zulpiya plans to repair her house, using this income.
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Зулпия жительница района Шахритус. Ей 64 года. Она замужем и мать пятерых детей. Ее муж занимается растениеводством и торговлей. Зулпию интересует животноводство и она хотела бы попробовать себя в этой области. Она хочет заниматься куплей и продажей телят и коров. С этой целью она берет кредит. За счет прибыли Зулпия планирует сделать ремонт в доме.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zulpiya to purchase cattle for reselling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 3, 2013
Currency Exchange Loss:
Feb 17, 2014