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Gulbarchyn is 38 years old, married and raising 4 children. All Gulbarchyn's children are schoolchildren, the eldest son is finishing school. In their free time the children help their mother.

In search of a main source of income for her family, Gulbarchyn has worked with livestock breeding since 1998, after having started this business with 10,000 som (KGS). Currently Gulbarchyn has two cows, two heifers, 30 sheep and four mares, and the livestock breeding brings in around 5,000 som (KGS) per month.

With an aim to further develop her business, Gulbarchyn turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of three cows in order to increase the income from selling milk. Gulbarchyn plans to invest the income from the loan in further developing her business and in the children's education.
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Гулбарчын 38 лет, замужем, воспитывает 4 детей. Все дети Гулбарчын школьники, старший сын заканчивает школу. Дети в свободное от работы время помогают матери. Гулбарчын в качестве основного дохода для своей семьи, с 1998 года занимается разведением скота, начав этот бизнес с суммы 10,000 сом (KGS). На сегодняшний день у Гульбарчын имеется 2 коровы, 2 нетели, 30 овец и 4 кобылы, животноводство ежемесячно приносит около 5,000 KGS. В целях дальнейшего развития своего бизнеса, Гулбарчын обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 3 голов коров для увеличения доходов от продажи молока. Доходы от кредита Гулбарчын планирует вложить в дальнейшее увеличение хозяйства и в образование детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulbarchyn to purchase three cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 3, 2013
Currency Exchange Loss:
Feb 17, 2014