A loan of $250 helped to buy materials such as gold and silver.

Jose Ramon's story

José is 25 years old. He is from Granada and is married. He is a merchant who makes and sells jewelry. He started his work activity when he was 12 years old, working with an uncle in a jewelry store. He acquired experience there and a total command of the business. That was where he decided to start his own business with money he had saved up from his previous job. He was able to buy his own tools that he needed for the business. He is very satisfied because it is going well for him at the business and he makes more income every day. He has regular customers. His hopes to be able to expand the business area in order to make it more comfortable for his customers.

José is asking for the loan to buy materials such as gold and silver and tools necessary to make chains, rings and bracelets. His objective is to offer a better quality product to his customers. He believes this loan will help him to buy a display case that he needs to show his jewelry. His plans for the future are to have a locale in the market to increase his sales and thus have better earnings to improve family stability.

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Translated from Spanish by Kiva volunteer Ellen Donohue

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