A loan of $1,500 helped a member to invest in working capital and buy raw materials needed for making tortillas such as corn, firewood, gas, lime and plastic bags.


Estrella De Belen Group's story

The 'Estrella de Belén' (Star of Bethlehem) community bank has 10 members: 8 women and 2 men. They are all parents and, between them, they have 20 children in their care. They are all from Malpaisillo, which is located in the west of the country. The members of this community bank are noted for being hard-working people who have a desire to improve themselves. Owing to a lack of financial resources, they have all had to work hard since they were very young in order to help with their household expenses.

Corina Ninoska is the bank's coordinator and she is responsible for making sure that each member makes their loan repayments on time and in full. Her own business is making tortillas which she then goes out to sell as an itinerant street vendor, carrying a 20kg basket on her head and selling to people in her community. Her loan will be used to invest in working capital, stocking her business with raw materials such as corn, firewood, gas, lime and plastic bags.

The 'Estrella de Belén' community bank are grateful for the help that Kiva lenders provide to people with limited resources in poor countries such as Nicaragua as it helps them to earn a decent living.

In this group: Yudit Del Socorro, Jessica Janeth, Corina Ninoska, Francisca Yanet, Rosibel Anastacia, Julissa Yajaira, Jerry Massiel, Elvin Bismarck, Marileth Del Socorro, Cristian Jorge

Translated from Spanish by Kiva volunteer Linda Oxnard



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