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Marina Jose
Marina is 21 years old and is single. She is studying medicine, a six year course. She does not work. Thanks to help from her father and a scholarship for excellency in her studies, she has advanced in her studies, dedicating herself to them completely. She needs to buy some books and other materials and so is applying for a loan. She will then be able to buy the tools she needs for to progress at university. She has liked medicine since she was 12 years old because it is a subject where she is in contact with people.
View original language description ↓
La joven Marina de 21 años es soltera, estudia la carrera de medicina general con 6 años de duración, ella no trabaja, gracias a la ayuda de su padre y una beca por ser excelente alumna ha salido adelante con sus estudios superiores dedicandose de lleno a ello, necesita comprar unos libros y otros utensilios por lo que está solicitando apoyo de crédito para poder comprar estas herramientas para su desarrollo y conocimiento en la universidad, le gusta su profesión desde la edad de los doce años porque es una carrera humanista que está en contacto con los seres humanos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marina Jose to buy books and tools.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 7, 2013
Currency Exchange Loss:
Mar 17, 2014