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Jose Santos
Jose, age 20, is married and has one child. He lives with his wife and child in the Esparta Atlántida municipality. José previously worked with livestock. However, in the search to get more income, he decided to establish, with his wife, his own grocery store business.

He sells basic products like flour, sugar, shortening, soap, coffee, salt, rice, over the counter pills, condiments, and other groceries. In order to increase his inventory he decided to request a loan for 8,000 lempiras. He will use the loan to buy food products to stock his grocery store. He wants his business to grow and to get better income for his personal well-being and that of his family.
View original language description ↓
Jose, tiene 20 años de edad, es casado, tiene un hijo y vive en el municipio de Esparta Atlántida, con su esposa e hijo. José anteriormente trabajaba con la ganadería pero en busca de obtener mas ingresos decidió con su esposa establecer su propio negocio de pulpería, vende productos básicos como harina, azúcar, manteca, jabón, café, sal, arroz, pastillas, condimentos y otros abarrotes. para incrementar el inventario a decidido solicitar un préstamo por 8,000 Lempiras para comprar productos alimenticios y surtir la pulpería. El quiere que su negocio crezca y obtener mejores ganancias para su bienestar familiar y personal.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,864,875
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jose Santos to buy food products like sugar, rice, shortening, meat, beans, and others to stock his grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 31, 2013
Currency Exchange Loss:
May 17, 2013