A loan of $1,075 helped to buy construction work tools.


Angel Ulises's story

Ángel is 25 years old and only was able to finish high school through much effort. He is single and, thanks to the entreprenurial spirit he inherited, has been able to provide for his family. He lives with his partner and son in the parish of Río Verde de Santo Domingo which is the capital of the province of Santo Domingo de los Tsáchilas in Ecuador. This province has shown considerable sustained growth over the last few years. The capital is known for its delicious fruit and gastronomy, and has become the major commercial route between the sierra and coastal regions of the country. Both local and foreign tourists visit the many tourist attractions and warm climate. Most of the inhabitants are involved in some type of commercial or service business catering to the local population and tourists.

Ángel learned his trade from his father. He is a construction worker in urban and rural residential areas of the province. He started his business three years ago, with much effort and uncertainty, in an effort to give his family a better quality of life. He alternates his work with designing kitchens, installing tile and flooring, painting walls, doors, etc. This job requires being able to identify a customer's preferences for home decoration. Ángel works eight hours a day, either in a single house or among several. Over time, this hard worker has observed a need to buy certain tools to help facilitate his work, so he is requesting a loan to buy these tools. Ángel's greatest obstacle for strengthening his business has been the lack of capital. This is due to the fact that lending institutions are not likely to give loans to low-income earners in rural areas. However, thanks to the recommendation of a loan executive at Fundación Alternativa, he has found the support and advice he hoped for. Ángel is grateful to people around the world who, through Kiva, are giving him the capital he so badly needs.

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Translated from Spanish by Kiva volunteer Sherry Bess



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