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Nuevo Amanecer Group
In this Group: Delfino , Aurelio, Noelia, Joel
The Communal Bank "New Dawn" (Nuevo Amanecer") is made up of four members who have known each other for a long time and are from the same community. The are very responsible people who are in their third cycle within the institution.

They chose their group name themselves as it signifies a new start for them, they were working with a different microfinance institution previously, which was why they were encouraged to work with VisionFound and KIVA.

Noelia, 33, is a group member and has been married to Delfino since she was 18. Together they have five children, all of whom are currently in education.

Noelia has been baking bread for a living since she was 18, as her husband Delfino is also employed in this trade. It seems that the business was originally started by Delfino's father.

They are requesting this loan to buy ingredients for making bread like flour, eggs and milk, etc. The four members claim that, in general, the greatest difficulty that they face is when they go to markets to sell their goods and find that there is no place for them or that it is too expensive. Noelia comments "I really enjoy making bread, as it is a family tradition and we do not want to lose the breads that we make. Ours are orange, walnut and vanilla, although we also make cream gorditas."

Despite the difficulties that Noelia faces, her goal is to provide her children with a better future, so that they can finish their education, and to make some repairs to their home.

The other group members are Aurelio, Joel and Delfino who are also requesting loans from the institution to buy ingredients for making bread. They are very happy and grateful to VisionFound and KIVA for the offered loan.
View original language description ↓
El Grupo Familiar "Nuevo Amanecer" esta conformado por cuatro integrantes que se conocen desde hace mucho tiempo ya que pertenecen a la misma comunidad son peronas muy responsables llevan trabajando tres ciclos con la institucion, El nombre del grupo lo eligieron ellos mismos porque nuevo amanecer para ellos significa empezar de nuevo ya que anteriormente estaban trabajando con otra microfinaciera pero les quedo mal entonces fue como decidieron animarse a trabajar con la institucion VisionFound y KIVA, Doña Noelia es una integrante del grupo ella cuenta con 33 años de edad esta casada con el señor Delfino desde hace 18 años juntos han formado una familia con cinco hijos de los cuales todos se encuentran estudiando, Doña Noelia se dedica a la elaboracion de pan de fiesta desde hace 18 años inicio su actividad porque su esposo Don Delfino taambien se dedicaba a esta actividad y al parecer quien inicio con la actividad fue el papá de Don Delfino. Esta vez ellos estan solicitando el credito para comprar materia prima para la elaboracion de pan de fiesta como, harina, huevo, leche, etc. Platican que en general los cuatro integrantes del grupo que la dificultad mas grande es cuando ellos van a vender a las ferias no les quieren dar lugar o el precio es demasiado caro, Doña Noelia comenta "Me gusta mucho realizar el pan de fiesta es una tradicion de familia y no quisieramos que se perdiera el pan de fiesta los que realizamos nosotros son de naranja, de nuez y vainilla aunque tambien hago gorditas de nata" A pesar de la difucultad que presentan Doña Noelia tiene la meta que sus hijos tengan un mejor futuro que puedan terminar una carrera profesional y tambien quieren hacerle algunos arreglos a su casa. Los integrantes del grupo son Don Aurelio, Joel y Delfino quienes tambien estan solicitando el credito a la institucion para comprar materia prima para la elaboracion de pan ellos estan muy contentos y agradecidos con VisionFound y KIVA por el credito otorgado.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 81
    View loans »
    Mexico Loans Fundraising
  • $21,062,600
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Nuevo Amanecer Group's $4,800 loan helped a member to buy bread-making ingredients.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 30, 2013
Currency Exchange Loss:
Nov 17, 2013