A loan of $1,200 helped to buy shampoo, suavitel (fabric softener), pine oil, etc.

Rogelio's story

Rogelio has been a client with the institution for various cycles and is a hard-working responsible man, even though he did not study. He says that he is 48 years old, and lives with his partner María de los Ángeles. Together they have formed a family of three daughters who are studying. This time, Rogelio is requesting a personal loan to invest in his business. He mentions that they urge him to buy more cleaning products like bleach, fabric softener, floor cleaner, shampoo, and pine oil. He always buys these products in large quantities to later go to communities in his van promoting his products. When he sells his cleaning products, he sells them bulk bottles of what the housewives or housekeepers ask for and the quantities that they want. He has been in this business for 15 years. He says that he started because his mother-in-law sold cleaning products and, since he decided to live with Ángeles, he decided to sell these products. He says that it is going very well for him and he already has secure customers. Rogelio comments “I always try to get the best products from my suppliers to always keep my customers satisfied with the products.” He says that he has always had competition, and in fact, one of his bad experiences was when a male storeowner complained because he did not want him to sell on that street any longer since it seemed that the storeowner was not making the same sales anymore and asked him to no longer sell on that street. Rogelio never went back to sell on that street. However, people sought him out on another street to buy the products from him. Rogelio is very happy with Vision Fund and Kiva for the loan provided, since thanks to this, he will be able to obtain more products and his profits will increase, which will help him meet the costs of education for his daughters, since the most important thing for Rogelio is that his daughters finish professional degrees.

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Translated from Spanish by Kiva volunteer Jacqueline Demeranville

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