Philomina is a seamstress in Apowa near Takoradi. Philomina has received schooling through to a junior high school level. She is single and has no children. Philomina has been a seamstress for 3 years. She is responsible for supporting herself and paying all her own expenses. Her loan will be used to buy more material and supplies for her seamstress shop. She hopes to use the new profits from her business to expand her shop.