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Julio Cesar

Update on Julio Cesar

Julio has decided to buy more supplies to prepare food and more clothing to sell. He will buy oil, condiments, vegetables, and meats, as well as blouses, pants, shirts, and other clothing to stay in business and attract new customers. He believes that using these loans in a strategic manner helps his business, as he has purchased inventory and opened his new clothing business. Finances have improved for both him and his family, and he has maintained his facilities and increased his market share.
View original language description ↓
Julio, se ha decidido por comprar más insumos para la venta de comida y surtir más el rubro en la venta de ropa nueva, se comprará aceite, condimentos, vegetales, carnes, así como en la ropa invertirá en Blusas, pantalones, camisas, y otro tipo de variedad que le permitirá seguir en el comercio y ganar nuevos clientes.

El considera que el efecto en su negocio es positivo, cuando utiliza estos préstamos de una forma ordenada, pues ha surtido de mercadería y ha creado un nuevo rubro que es la venta de ropa, esto significa un crecimiento económico para él y para su familia, manteniendo las condiciones adecuadas y creciendo en el mercado.

Previous Loan Details

Julio is an employee as well as the manager of an inn. He's a homebody who lives with his wife and two children. He was recommended in his job for being a capable person. He has been working in the inn for six years, and the one who most waits on people is his wife. He has requested a loan ... More from Julio Cesar's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 462
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Julio Cesar to buy oil, condiments, vegetables, and meats.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 30, 2013
Currency Exchange Loss:
Sep 18, 2013
This photo was used before for a previous loan for Julio Cesar. It was first posted on Kiva on Sep, 2012. Learn More