Rakia is divorced and has 5 children. She has received no formal education. Rakia sells underwear in Apowa near Takoradi and has done so for 5 years now. Rakia uses her income to support her children and pay their school fees. Rakia will use the loan to buy a greater quantity and variety of men's and women's underwear for sale. With the new profits from her expanded business, Rakia plans to expand her underwear clothing trade.