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Andres Rufino
Andres, who is 25, lives with his partner and their two children, Amy (6) and Valentin (2), in Terrenal village in Pueblo Viejo, a canton of the province of Los Ríos. He is a member of the TERRENAL loan group which is situated in TERRENAL village in Pueblo Viejo canton. Andres works as an agricultural labourer and tends livestock. He also grows corn and rice in small quantities, as he is just starting out in the business. The loan will enable him to buy supplies such as: fertiliser, manure and insecticides to prevent pests and disease. He buys his supplies in the city of Pueblo Viejo. His dream is to work hard to earn enough money to build a house. In his free time he likes playing sports, particularly volleyball.
View original language description ↓
Andres tiene 25 años de edad de estado civil Unión Libre tiene dos hijos vive con la compañera y con los hijos Amy de 6 años y Valentin de 2 años en el Recinto Terrenal perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.

Pertenece a la Ventanilla TERRENAL se encuentra ubicada el recinto TERRENAL, perteneciente al cantón Pueblo Viejo se dedica a labores agrícolas y pecuarias.

Andres se dedica a la agricultura a la siembra de maíz y arroz en pocas cantidades ya que recien esta empezando con este negocio. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Pueblo Viejo.

El sueño es trabajar duro para tener dienro para construir la casa, en los tiempos libres le gusta hacer deporte sobre todo Boly Bool.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Andres Rufino buy fertiliser, manure and insecticides to prevent pests and disease.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 26, 2013