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Marcelo Teodoro
Marcelo, age 47, is in a common-law marriage and has one child. He lives with his life partner and child in Recinto Terrenal in the Pueblo Viejo canton in the Los Ríos province. He belongs to the Terrenal communal bank, which is in Recinto Terrenal in the Pueblo Viejo canton. The members work in agriculture and with livestock.

Marcelo grows corn and rice. With the loan he will be able to buy supplies like fertilizers, manure, and insecticides to avoid pest infestations and diseases. He makes his purchases in the city of Pueblo Viejo.

His dream is to travel to the beach. In his free time he likes to play sports.
View original language description ↓
Marcelo tiene 47 años de edad de estado civil Unión Libre tiene un hijo vive con la compañera y con el hijo en el Recinto Terrenal perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.

Pertenece a la Ventanilla TERRENAL se encuentra ubicada el recinto TERRENAL, perteneciente al cantón Pueblo Viejo se dedica a labores agrícolas y pecuarias.

Marcelo se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Pueblo Viejo.

El sueño es viajar a la playa, en los tiempos libres le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marcelo Teodoro to buy supplies like fertilizers, manure, and insecticides to avoid pest infestations and diseases.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 26, 2013