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William is 39 years old. He is married and lives with his wife and children. He wants to purchase copperwood for replanting his coffee trees as well as some supplies. He relies on the land and he wants to replant the areas that are most damaged in order to expand the next harvest and grow as a coffee farmer in the region. He hopes that these improvements will generate better coffee production as well as better earnings so he can progress with his project and improve his well being. This is the first loan that he has received from FUDECOSUR. He did not have any other loans through state banks before, but FUDECOSUR has given him this loan with better terms and a much lower interest rate.
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William, tiene la edad de 39 años, está casado y vive con su esposa y los hijos actualmente. El quiere compra almacigo para la resiembra de su cafetal y también algunos insumos. El cuenta con el terreno y lo que quiere es resembrar las zonas más dañadas para así aumentar la cosecha próxima y crecer como un caficultor de la zona. El pretende con estas mejoras generar mayor producción de café y así también le genere ganancias para seguir adelante con su proyecto y mejorar su bienestar Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 498.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped William purchase copperwood for replanting his coffee trees as well as some supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Jan 29, 2013
Currency Exchange Loss:
Nov 29, 2014