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Roy, 38, is married living with his wife. He wants to buy seedlings to replant his property. He has the experience and the land but the coffee is now in regular condition and he wants to replant the parts that are most damaged and continue with his project. He intends with this to earn profits for his family’s well-being as well as to improve next years’ harvest.

This is his first Fudecosur loan. He’s had no previous loans with state banks and Fudecosur offered the best terms and a much lower interest rate.
View original language description ↓
Roy tiene la edad de 38 años, está casado y vive con su esposa. El quiere comprar almacigo para la resiembra de su propiedad. El cuenta con la experiencia y el terreno, pero el café ya está en unas condiciones regulares por lo cual él quiere es resembrar las partes más dañadas y seguir con el proyecto. El pretende con esto generar ganancias para el bienestar de su familia y también mejorar sus cosechas este próximo año. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,780,050
    Funds lent in using Kiva
  • 498.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Roy to buy seedlings.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Jan 29, 2013
Currency Exchange Loss:
Nov 29, 2014