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Dios Es Mi Fortaleza Group
In this Group: Flor De Betania , Johana Mercedes, Blanca Fidelina
This is a group of three enterprising members. One of them, Johana, has been selling used clothes for a year. She’s a married, 43-year-old woman with two children. She will use the loan to buy used clothes.

Blanca sells basic grains and natural beverages and Flor sells used clothes too.
View original language description ↓
Este es un grupo formado por tres socias emprendedoras una de ella es Jhoana se dedica a la venta de ropa usada desde hace un año, es una mujer casada, con dos hijos y tiene 43 años, el crédito lo invertirá en la compra de ropa usada, Blanca vende granos básicos y refrescos naturales y Flor vende ropa usada también.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Es Mi Fortaleza Group's $1,625 loan helped a member to buy used clothes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Jul 17, 2013