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Makarimal Akhlakh Gpe 16 Group
In this Group: Oulimata , Fatou Kiné, Yaye Atou, Aminata, Magatte, Dibor , Akhlam Rahmet, Safiétou, Khady, Penda
Makarimal Akhlakh gpe 16 is a group of 10 women who are all in the same line of business: buying and selling fish. They all belong to the same group: Makarimal Akhlakh. Their representative is Oulimata (the lady who is sitting with her hand raised in the photo). Oulimata has 25 years experience in her business and is requesting a loan so that she can increase her working capital and further strengthen her business. Her loan will enable her to buy fish to re-sell. Oulimata starts work every day at 5 o'clock in the morning. She is a married woman and uses the money she makes from her business to pay for her children's education and to improve her family's nutrition. With an increase in her profits, she hopes to diversify her business activity and start selling shoes, fabric and honey. In the future, she plans to acquire a refrigerated vehicle to meet her business needs.
View original language description ↓
Makarimal Akhlakh gpe 16 est un regroupement de 10 femmes qui évoluent dans le meme secteur d’activité, et pratiquent l’achat et la vente de poissons. Elles adhèrent aussi dans le meme groupement d’intérêt économique Makarimal Akhlakh. Elles sont représentées par Madame Oulimata (personne qui est en position assise sur la photo et qui a la main droite levée sur la photo). Elle capitalise une expérience de 25 ans dans son activité. Elle sollicite un crédit dans le but d’augmenter son fond de roulement et renforcer davantage son activité de commerce. Son financement lui ^permettra d’acheter du poisson qu’elle va revendre. Son activité commence chaque jour a 05 heures du matin pour se terminer a 00 heure. C’est une femme mariée et les revenus que lui procure son activité lui permettent de payer les scolarités de ses enfants et de contribuer a l’amélioration des conditions alimentaires de sa famille. Avec l’augmentation de ses bénéfices elle souhaite diversifier son activité de commerce et démarrer la vente de chaussures, tissus et miel. Son projet futur consiste à acquérir un véhicule frigorifique pour les besoins de son activité.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 487.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 16 Group's $3,700 loan helped a member to buy fish to re-sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 29, 2013
Currency Exchange Loss:
Feb 17, 2014