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Update on Moses

Moses' business is doing quite well in its second year. He bought retail stock form the first loan and realized high sales which enabled him to complete the repayments on time.

His dream of opening a wholesale business is on course and he testifies that the decision to quit casual employment and start a business from his accumulated savings is now paying off.

Moses is applying for a loan of 83,450 Kenyan Shillings to purchase more wholesale retail stock of products such as sugar, cooking fat, tea leaves and soap. He now desires to open another retail outlet and looks forward to earning more income to expand his business.

Previous Loan Details

Moses lives in Mariakani area of Coast Province, Kenya. He is married and has one child. He owns a retail shop, a business that he has been operating for one year. He started the business through his personal savings. He learned about Milango through friends who invited him to the group. He joine... More from Moses's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 398
    View loans »
    Kenya Loans Fundraising
  • $50,225,025
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Moses to purchase more wholesale retail stock of products such as sugar, cooking fat, tea leaves and soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 29, 2013
Currency Exchange Loss:
Aug 6, 2014
This photo was used before for a previous loan for Moses. It was first posted on Kiva on Aug, 2012. Learn More