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Betania Group
In this Group: Ester, Khadija, Mwanaidi, Noel, Kipara, Asia, Chizya, Stella, Salma*, Apolonia, Emmy, Mwanaisha, Magreth, Shabani, Husna, Joyce
* not pictured
Ester, who is in her early 70s, is a widow. She has six children who are grown-ups. She has also got four grandchildren who are still going to school. She has been a food vendor for ten years now. She works from 6.00 AM to 8.00 PM daily and is able to make a small monthly profit.

This will be her eleventh loan from Tujijenge Tanzania. She used the previous loans to cater for herself, bought a radio, sofa set, TV set, a plot of land, built a small house in her village, bought a bed, a mattress, restocked the missing items in her food stock, covered household expenses and has paid back all her loans successfully. She will use the loan she is requesting to buy more stock of food and sell to more customers. She dreams of building her own house.

Esther will share this loan with her loan group "BETANIA" which has a total of 16 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,608.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Betania Group's $4,775 loan helped a member to buy more stock of food and sell to more customers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 1, 2013
Currency Exchange Loss:
Jun 17, 2013