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G.s Telmo Ruiz N#2 Group
In this Group: Delcia Marina, Maria, Angela, Clairy, Julia
Delcia is an honest, responsible, and very hardworking person. She lives with her husband and child in a town in Choluteca, in the south of Honduras. Her business is making and selling tortillas, which she sells in her community and in the city market.

She's requesting the loan to buy ingredients such as corn, lime, and firewood, which she needs to make her product.

Delcia hopes her business will grow and be the best known in the area so she can help her child finish studying and become a good person with better opportunities in life.

Delcia and her friends in the group hope to use the loan to buy the supplies they need to be able to make their products so their sales increase and they make more income to improve their quality of life and that of their families.

María, 58, has sold tortillas for twelve years. Ángela, 57, has sold tortillas for eight years. Clairy, 21, has sold tortillas for five years. Julia, 24, has sold tortillas for six years.

Choluteca, Honduras, January 2013
View original language description ↓
La señora Delcia es una persona honesta, responsable y muy trabajadora, vive junto a su esposo y su hijo en una localidad de Choluteca, al sur de Honduras. Su negocio es la elaboración y venta de tortillas las cuales vende en su comunidad y en el mercado de la ciudad. Está solicitando el préstamo para la compra de materia prima como ser maíz, cal y leña que necesita para la elaboración de su producto.
Doña Delcia espera hacer que sus negocio crezca y sea el más reconocido de la zona y así poder ayudar a su hijo para que continúen los estudios y se conviertan en personas de bien y con mayores oportunidades en la vida.
Doña Delcia al igual que sus compañeras de grupo espera con el préstamo poder comprar los insumos necesarios para poder elaborar sus productos y de esa manera aumentar las ventas y ganar más ingresos que mejoren un poco sus calidades de vida y las de sus familias.
Doña María tiene 58 años, su negocio es la venta de tortillas desde hace 12 años.
Doña Ángela tiene 57 años, su negocio es la venta de tortillas desde hace 8 años.
La Joven Clairy tiene 21 años, su negocio es la venta de tortillas desde hace 5 años.
La Joven Julia Tiene 24 años, su negocio es la venta de tortillas desde hace 6 años.

Choluteca, Honduras – Enero 2013

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of G.s Telmo Ruiz N#2 Group's $1,275 loan helped a member to buy corn, firewood, and lime.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 18, 2013