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Rolando Concepcion

Update on Rolando Concepcion

Sr. Rolando lives with his sister in the town of Ticuantepe, which is located in the region called La Borgoña. He has been working as a gardener at a private institution for a few years. Since this is the only income for his household, Rolando also works as a farmer by growing avocados.

He now wants to do a good job of maintaining his trees so that they will grow and yield fruit that he can sell at a good price. Rolando is grateful for the support that has been given to him over the years.

View original language description ↓
El señor Rolando habita en el municipio de Ticuantepe, junto a su hermana en la comarca llamada La Borgoña, el labora como Jardinero en una institucion privada desde hace algunos años, el es el unico sustento de su casa ademas es Agricultor ya que cosecha Aguacate y actualmente quiere aprovechar para darle un buen Mantenimiento a sus arboles y asi sus cultivos creceran y los podra vender a buen precio, agradece el apoyo que le han brindado durante años.

Previous Loan Details

Rolando lives in the municipality of Ticuantepe, in the county of La Borgoña. He is very determined and hard-working. He earns his own income, since he works as a gardener for a very large institution. He has family responsibilities for his sister; he supports her with the expenses for her studie... More from Rolando Concepcion's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Rolando Concepcion to buy farming supplies in order to maintain his avocado trees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014