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Jose Samuel

Update on Jose Samuel

Sr. Jose is a hardworking gentleman who strives each day to provide better living conditions for his family. His dream is to have a decent home that is in good condition. Jose has been cultivating pineapples for more than 10 years since this is his major source of income.

He is grateful to AFODENIC and the Kiva lenders for providing this new loan. Jose will be able to buy supplies and fertilizers that he needs to maintain his crops.

View original language description ↓
El señor Jose, hombre trabajador, lucha dia a dia para que su familia pueda tener la mejores condiciones de vida ya que el sueña con tener un hogar digno y en buen estado, el cultiva la piña ya desde hace mas de 10 años y esto a sido su mayor fuente de ingreso, agradece a Afodenic y Fondos Kiva ya que con este nuevo credito que se le ha otrogado podra comprar los insumos y fertilizantes necesario para darle un buen Mantenimiento a su cultivo.

Previous Loan Details

José lives with his family in the town of La Concepcion. He works in agriculture growing pineapple. He is asking for a loan to buy fertilizers and supplies to fertilize the ground and combat the plagues that are constantly threatening his crop. He will also use the loan to plant a quarter "manzan... More from Jose Samuel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Jose Samuel to buy farming supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 26, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014