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Carmen Ventura
Carmen is 39 years old, in a common-law relationship, and has six children. She lives with her companion and their children in Terrenal District, which is part of the canton of Pueblo Viejo in Los Ríos Province.

Carmen is a member of the Communal Bank “Terrenal”, which is located in Terrenal District and the canton of Pueblo Viejo. The members are farmers and livestock breeders.

Carmen is a farmer who grows corn, but she also has a small trout pond. With this loan, she will be able to buy supplies such as fertilizers, compost, and insecticides for combating pests and diseases that impact her crops. She will also buy balanced feed and earthworms for the fish. Her purchases are conducted in the city of Pueblo Viejo.

Carmen dreams of having money for building a house since her family currently lives in a rental property. In her free time, she enjoys watching television and cooking traditional dishes on Sundays for her family.

View original language description ↓
Carmen tiene 39 años de edad de estado civil Unión Libre tiene seis hijos vive con la compañera y con los hijos en el Recinto Terrenal perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.

Pertenece a la Ventanilla TERRENAL se encuentra ubicada el recinto TERRENAL, perteneciente al cantón Pueblo Viejo se dedica a labores agrícolas y pecuarias.

Carmen se dedica a la agricultura a la siembra de maíz y tiene una pequeñas piscina de truchas (peces) Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades para los cultivos y para los peces comprar balanceado, lombrices que es el alimento. Las compras las realiza en la ciudad de Pueblo Viejo.

El sueño es tener dienro para construir la casa ya que viven en casa arrendada, en los tiempos libres le gusta ver television y cocinar los domigos platosd tipicos para la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Ventura to buy fertilizers, compost, insecticides, balanced fish feed, and earthworms.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 22, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 25, 2013