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Makarimal Akhlakh Gpe 23 Group
In this Group: Ndeye Coumba, Adama, Fabinta, Fatou, Fame, Ndioba, Ndeye Coumba, Astou, Maty Ndiaye, Awa
Makarimal Akhlakh Gpe 23 Group is made up of 10 women who work in the same sector, all of them selling fish. They also belong to the same economic interest group, Makarimal Akhlakh.

The group is represented by Mrs. Ndeye Coumba, the woman with her left hand raised in the photo. Mrs. Ndeye Coumba has built up 21 years of experience in her business. She purchases fish directly from the pirogues [dugout canoes] returning from the sea, then sells them to retailers. She is married, and the income her business provides allows her to see to her children's education. Her day begins at 6am and ends at 9pm.

Mrs. Ndeye Coumba is seeking a loan with the goal of increasing her working capital. Her loan will be intended to increase the amount of fish she can usually purchase that is intended for resale. She wants to expand her business selling fish. She hopes to increase her profits in order to improve her family's nutrition. Her future plans consist of purchasing a refrigerated vehicle and a pirogue that will belong to her.
View original language description ↓
Makarimal Akhlakh gpe 23 est un regroupement de 10 femmes qui évoluent dans le meme secteur d’activité, elles exercent toutes la vente de poissons. Elles adhèrent aussi dans le meme groupement d’intérêt économique Makarimal Akhlakh. Elles sont représentées par Madame Ndeye Coumba c'est-à-dire la personne qui a levé la main gauche sur la photo. Elle capitalise une expérience de 21 ans dans son activité. Elle achète directement le poisson a partir des pirogues qui reviennent de mer pour les revendre aux détaillants. Elle est mariée et les revenus que lui procure son activité lui permettent de prendre en charge la scolarité de ses enfants. Elle démarre sa journée à 6 heures du matin pour la terminer à 21 heures la nuit. Elle sollicite un crédit dans le but d’augmenter son fond de roulement. Son financement sera prévu pour accroitre la quantité de poissons qu’elle a l’habitude d’acquérir et qui est destiné à la vente. Elle veut développer son activité de vente de poissons. Elle souhaite accroitre ses bénéfices pour améliorer les conditions alimentaires de sa famille. Son projet futur consiste à acquérir un véhicule frigorifique et une pirogue qui lui appartiennent.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 4
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 487.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 23 Group's $5,150 loan helped a member to purchase fish to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 26, 2013
Jan 29, 2013
Currency Exchange Loss:
Mar 17, 2014