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Robert, age 22, is involved in an agricultural business. He keeps two cows and uses their milk for cheese production, selling the cheese at local markets. He lives with his parents in the town of Jermuk.

As the family's income comes from agriculture, Robert would like to expand his livestock. He has applied for this loan in order to purchase five heifers and four pigs.

He considers this loan to be very important because it will allow him to earn more income and thereby improve his family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Robert to purchase five heifers and four pigs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 29, 2013
Currency Exchange Loss:
May 17, 2014