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Hayrapet is 28 years old. He has graduated from the Kadjaran Secondary School, then entered the Kapan College and graduated as a communications specialist. After college, in 2010, Hayrapet enrolled as a second-year correspondence student in the faculty of Electrical Energy of the Gorisk State University.

Hayrapet lives with his retired parents. For almost 5 years, he has been working at a hydroelectric station. He is also engaged in bee keeping. Hayrapet's family has a small parcel of land and a house in the village of Nor Astghberd in the Syuniksk region.

Hayrapet needs a loan of 170,000 Armenian dram to pay his tuition in 2013.
View original language description ↓
Айрапету 28 лет . Он окончил Каджаранскую среднюю школу , после поступил и окончил Капанский коледж по специальности работник связи .
После колледжа в 2010г. Айрапет поступил на 2-ой курс Гориского Государственного Университета на заочный факультет электроэнергетики .
Айрапет живет со своими родителями в городе Капане. Родители Айрапета пенсионеры. Уже почти как 5лет ,как он работает на гидроэлектростанции .
Айрапет занимается также пчеловодством. Его семья имеет небольшой участок земли и собственный дом в селе Нор Астхаберд (Nor Astghaberd) Сюникской области.
Айрапету нужен кредит на сумму 170.000 Армянских драм для оплаты за учебу на 2013 год.

Additional Information

More information about this loan

This loan supports students and teachers as part of Nor Horizon’s education program. Funds can be used for partial or complete payment of expenses related to higher education for students or for teachers who need to invest in assets for their profession. By supporting this loan, you're enabling access to education for students with limited options and assisting teachers to better educate their students.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 176
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 406.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hayrapet to pay his tuition fees.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 31, 2013
Currency Exchange Loss:
Nov 18, 2013