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Makarimal Akhlakh Gpe 15 Group
In this Group: Adama, Oumy, Aissatou , Meissa, Ramatoulaye , Sangoule, Manouma, Ndoumbe, Mbissine, Coumba Ndoffene
Makarimal Akhlakh Gpe 15 Group is made up of 10 women who work in the same sector, all of them selling fish. They also belong to the same economic interest group, Makarimal Akhlakh.

The group is represented by Adama, the lady with her left hand raised in the photo. Adama has built up 15 years of experience in the sale of fish. She is married and the income that her business provides allow her to see to her children's education. She begins her day at 5am, ending it at midnight.

Adama is seeking a loan with the intention of increasing her working capital. Her loan will be intended for the purchase of fish in order to increase the quantity, [as well as to] market and grow her business selling fish. She hopes to expand the number of people she employs in her business, increase her profits in order to better meet her children's school fees, and improve her family's food supply. Her future plan is to purchase her own pirogues [dugout canoes].
View original language description ↓
Makarimal Akhlakh gpe 15 est un regroupement de 10 femmes qui évoluent dans le meme secteur d’activité, elles exercent toutes la vente de poissons. Elles adhèrent aussi dans le meme groupement d’intérêt économique Makarimal Akhlakh. Elles sont représentées par la dame Adama qui est celle qui a levé la main gauche sur la photo. Elle capitalise une expérience de 15 ans dans la vente de poissons. Elle est mariée et les revenus que lui procure son activité lui permettent de prendre en charge la scolarité de ses enfants. Elle démarre sa journée à 5 heures du matin pour la terminer à 00 heures la nuit. Elle sollicite un crédit dans le but d’augmenter son fond de roulement. Son financement sera prévu pour l’achat de poissons en vue d’augmenter la quantité à commercialiser et développer son activité de vente de poissons. Elle souhaite élargir le nombre de personnes qu’elle emploie dans son activité, accroitre ses bénéfices de sorte a mieux supporter les frais scolaires de ses enfants et améliorer les conditions alimentaires de sa famille. Son projet futur est d’acquérir ses propres pirogues.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 487.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 15 Group's $4,125 loan helped a member to purchase fish to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 29, 2013
Currency Exchange Loss:
Feb 17, 2014