Philomina is married and has five children. She has received schooling through secondary school. Philomina sells food stuffs in Effia Kumah near Takoradi and has done so for the past 25 years. Her husband is a tailor. Philomina uses her income to help her husband with the family's general expenses.
Philomina will use this loan to buy an increased variety and quantity of food stuffs to resell. With the new profits from her expanded business, she plans to develop her food stuffs trade further.