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Sona is from Yeghvard village of Kotayk region. She studies economics at the University. Sona is 21 years old and lives with her parents and brother.

Sona's father is a taxi driver and is the only breadwinner in the family. It is very difficult for him to cover the family's basic costs and save money for Sona's education. So, Sona has requested this loan to pay for her university tuition. The loan is very important for Sona to complete her education, find a well-paying job, and help her parents to sustain their family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 176
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 406.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Sona to pay for her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 29, 2013
Currency Exchange Loss:
Sep 17, 2013