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Update on Bernard

Bernard is a 31-year-old married man. He has a daughter who is eight years old. He describes himself to be a determined man. He operates a poultry business where he sells chickens. His business is located at a fast growing business area and his primary customers are residents from surrounding areas. He describes his biggest business challenge to be insufficient funds for improving the business.

Bernard will use the Kes 50,000 loan to buy more chicks to sell. His business goal is to sell chickens wholesale within five years. This is his second loan with SMEP DTM after repaying successfully the previous loan of Kes 10,000.

Previous Loan Details

Bernard is 30 years old, married, and has a seven-year-old daughter. He describes himself as an honest man. He has been running a poultry activity for the last two years. He sells eggs and chickens. He has one employee and his business challenge is inadequate funds. He will use the loan of 10,00... More from Bernard's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 431
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Bernard to buy more chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Jan 29, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Bernard. It was first posted on Kiva on Dec, 2011. Learn More