A loan of $750 helped buy pants, blouses, shirts and children’s clothing.


Debora Herminia's story

The members of the New Dawn Community Bank meet twice a month in the canton of Montecristi which is known for its rich pre-colonial history and its crafts which are recognized both nationally and internationally. It’s the place where the famous straw hats are made.

45-year old Sra. Debora makes her home here. Her husband died several years ago and she became a widow. She has four children, three of whom are adults and the fourth is 12 years old. He attends high school. All of her children still live at home.

Debora is a very good mother and her children lack for nothing. She runs a business selling all types of clothing door to door. She even travels into the countryside where she has many customers. She lets them have the items on credit and then collects money every week.

Debora buys the clothing in Guayaquil and travels there when she needs more merchandise. She’s had the business for more than five years, and it has provided her with the income to get ahead.

She plans to use the loan to buy pants, blouses, shirts and children’s clothing. Debora has been a member of the community bank for eight years. She likes it because she used one of the loans to start her business. Her dream is to own premises from which she can sell the clothing.

Translated from Spanish by Kiva volunteer Jane A


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