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Las Triunfadoras Group
In this Group: Rosa Esperanza, Rosa Isabel , Alba Luz
This group is made up of three successful and enterprising partners. One of them is Rosa, who has been selling new clothes to men, women and people of all ages for three years. Rosa is married and she has four children, ages 3, 12, 14 and 16. She will use the loan to buy shoes and a variety of new clothes. Alba Luz, another partner, sells Avon cosmetics as well as locally-made cheese and cream. The other Rosa has a small grocery store in her home.
View original language description ↓
Este grupo está formado por tres socias emprendedoras de éxito una de ellas es Rosa que tiene tres años de vender ropa nueva unisex y de todas las edades, es una mujer casada, con cuatro hijos de 3, 16, 14, y 12 años de edad, el crédito lo invertirá en la compra de zapatos y ropa nueva variada, Alba Luz vende cosméticos de la Avon y venta de queso, crema chontaleña y Rosa tiene una pulpería en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,415,325
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Triunfadoras Group's $1,025 loan helped a member to buy shoes and a variety of new clothes like women's and men's pants, shirts, and underwear.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Mar 1, 2013
Currency Exchange Loss:
Aug 17, 2013