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Luis Gonzalo
47-year-old Luis Gonzalo is married and lives with his wife and one son in Ventanas, Los Ríos province. He is a member of "VRC Caminando Hacia el Futuro” (Heading towards the Future), a communal bank in Recinto Cachely in Ventanas canton which is dedicated to agricultural work.

Luis Gonzalo works in agriculture, cultivating corn. He is requesting a loan to invest in insecticides, urea, weedkiller, and fertilizers. The challenges that he faces are competition and crop pests. Luis Gonzalo's dream is to buy his own land, and in his free time he enjoys playing football.
View original language description ↓
LUIS GONZALO tiene 47 años de edad es casado tiene un hijo, vive con la esposa y con el hijo en el Cantón Ventanas en la Provincia de los ríos.

La VRC ASO ACAMINANDO por un buen Futuro, se encuentra ubicada en el Recinto Cachely, Pertenece al Cantón Ventanas se dedican a labores agrícolas.

LUIS GONZALO se dedica a la Agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, ranger, líquido para la maleza, abonos. Con la ayuda del crédito podrá comprar los fertilizantes.

Los desafíos a los que se enfrenta es la competencia y la plaga en los cultivos. El sueño es comprar terrenos. En el tiempo libre le gusta jugar el boly.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Gonzalo to purchase insecticides, urea, weedkiller, and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 2, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 23, 2013