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Genaro Efrain
Genaro, 43, is married and has two children. He lives with his wife and children in the Templaza neighborhood, Pueblo Viejo Canton, Los Ríos Province. He belongs to the Tiempo de Cambio communal bank, located in the Templaza neighborhood, Pueblo Viejo Canton, whose members work in agricultural and ranching. Genaro works in agriculture, planting corn and raising animals like chickens, ducks, geese, and pigs. With the loan, he will be able to buy supplies like manure, insecticide to avoid disease, plus food for the animals that he raises and fattens. He makes his purchases in Pueblo Viejo. His dream is to buy land and a vehicle to take a drive. In his free time, he likes to play sports.
View original language description ↓
Genaro tiene 43 años de edad es casado tiene dos hijos vive con la esposa y con los hijos en el Recinto TEMPLAZA perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.

Pertenece a la Ventanilla TIEMPO DE CAMBIO se encuentra ubicada el recinto Templaza pertence al Canton Pueblo Viejo se dedica a labores agrícolas y pecuarias.

Genaro se dedica a la agricultura a la siembra de maíz y la crianza de animales como pollos, patos, gansos y también cerdos. Con el crédito podrá comprar insumos como: abonos, insecticidas para evitar las plagas, además alimento para los animales balanceados de engorde y crianza. Las compras las realiza en la ciudad de Pueblo Viejo.

El sueño es comprar terrenos y un vehiculo para pasear en los tiempos libres le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,705,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Genaro Efrain to buy manure, insecticide to avoid disease, and feed for the animals that he raises and fattens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 18, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 23, 2013