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Rufino Arnoldo
Rufino is 55 years old. He is single and does not have any children. He lives alone in the neighborhood of Templaza, which is a part of the Pueblo Viejo canton in the province of Los Ríos.

He is a member of the communal bank group "Tiempo de Cambio" (Time of Change), which is located in the neighborhood of Templaza, in the Pueblo Viejo canton. He makes a living working in agriculture and in animal husbandry.

Rufina works in agriculture, planting corn, and raising animals like, chickens, ducks, geese and also pigs. With the money from the loan he is requesting he will be able to buy fertilizers, insecticides (to protect from infestations) and feed for the animals he raises, to fatten them up. He makes his purchases in the city of Pueblo Viejo.

His dream is to be able to buy land to continue planting crops. In his free time he likes to go for walks.
View original language description ↓
Rufino tiene 55 años de edad es soltero no tiene hijos vive solo en el Recinto TEMPLAZA perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.

Pertenece a la Ventanilla TIEMPO DE CAMBIO se encuentra ubicada el recinto Templaza pertence al Canton Pueblo Viejo se dedica a labores agrícolas y pecuarias.

Rufino se dedica a la agricultura a la siembra de maíz y la crianza de animales como pollos, patos y también cerdos. Con el crédito podrá comprar insumos como: abonos, insecticidas para evitar las plagas, además alimento para los animales balanceados de engorde y crianza. Las compras las realiza en la ciudad de Pueblo Viejo.

El sueño es comprar terrenos para seguir sembrando en los tiempos libres le gusta caminar por el campo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rufino Arnoldo fertilizers, insecticides (to protect from infestations) and feed for the animals he raises to fatten them up.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 18, 2013
Feb 4, 2013
Currency Exchange Loss:
Aug 23, 2013