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Sandra Yamileth
Sandra’s 42-years-old, married and has a son. She lives in a suburban neighborhood in San Pedro Sula. She started her own grocery store business where she sells basic grains, dairy products, canned goods, meats, eggs, pasta, cured meats, pills, lard, sugar and other grocery items. She’s always been a merchant; she used to sell used clothes and ten years ago decided to go into grocery sales and has done well to date.

She’s currently decided to request a 22,000 Lempira loan to buy more food items to stock her store and will use part of the loan to build an annex onto her house to run the business in. She will buy supplies like cement and concrete blocks and her husband will build it. In this way she’ll be able to provide better customer service. Her goal is to keep her store well-stocked to increase sales and income.
View original language description ↓
Sandra, tiene 42 años de edad, casada, tiene 1 hijo y vive en una colonia suburbana de san Pedro Sula. Sandra estableció su propio negocio de una pulpería donde vende granos básicos, lácteos, embutidos, carnes, huevos, pastas, productos enlatados, pastillas, manteca, azúcar y otros abarrotes. Siempre se ha dedicado al comercio anteriormente vendía ropa usada y hace 10 años decidió la venta de productos alimenticios y hasta la fecha le ha ido bien. Actualmente ha decidido por solicitar un préstamo de 22,000 lempiras para comprar más productos alimenticios para surtir la pulpería y con una parte del préstamo va hacer un anexo en su casa para ubicar el negocio, va comprar los materiales como cemento y bloques y su esposo lo construirá, así podrá dar mejor atención a sus clientes. Tiene como meta mantener surtido su negocio para aumentar las ventas y sus ingresos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 81
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Sandra Yamileth to buy stock merchandise for her store and to enlarge the store.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Jan 28, 2013
Currency Exchange Loss:
Jan 17, 2014