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Delia Maria
Delia María, 54, is married and has a son; she lives with her son and husband in Chimbo, Bolívar Province. Delia María works in agriculture growing corn. She’s requesting the loan to buy a refrigerator, manure and urea. With help from the loan she will be able to buy the refrigerator and fertilizer for agriculture. The challenges she faces are infestations and bad weather. Her dream is to improve her standard of living. She likes walking in her free time.
View original language description ↓
DELIA MARIA tiene 54 años de edad es casado tiene un hijo, vive con el hijo y con la esposa en chimbo Provincia de Bolívar.

DELIA MARIA se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar una refrigeradora, abono y urea. Con la ayuda del crédito podrá compra el refrigerador y fertilizantes para la agricultura.

Los defaíos a los que se enfrenta son las plgas y el mal clima. El sueño es mejorar el nivel de vida. En el tiempo libre le gusta caminar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Delia Maria to buy a refrigerator, manure and urea.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Feb 1, 2013
Currency Exchange Loss:
Mar 18, 2013