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Flor Beatriz
Flor, 29, lives with her common-law husband and two children in Recinto Mina de Piedra, which belongs to the Ventanas Canton in the province of Los Ríos. She is a member of the communal bank 30 DE NOVIEMBRE, which is in the same location, and she earns a living as a crop and livestock farmer.

Flor grows corn and raises animals such as chicken and pigs. She plans to use the loan to buy supplies such as fertilizer and insecticide for her crops, as well as balanced feed for her animals. She buys the supplies in the city of Ventanas.

Her goal is to buy cropland and increase production. She enjoys the carnival festivities.
View original language description ↓
Flor tiene 29 años de edad de estado civil Unión Libre tiene dos hijos vive con el esposo y con los hijos en el Recinto Mina de Piedra perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla 30 DE NOVIEMBRE se encuentra ubicada el recinto MINA DE PIEDRA perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Flor se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, además alimento para los animales balanceados. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar terreno para seguir sembrando y aumentar la produccion le gusta mucho festejar las fiestas del carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $26,547,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Flor Beatriz to buy fertilizers and insecticides for crops and balanced animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 16, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 22, 2013