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Update on Martha

Martha is still working as a seamstress, making and mending clothing. On this occasion she is requesting a loan to buy thread and lace in bulk to make her products. She says the previous loan was very helpful since she has many customers and orders to deliver.
View original language description ↓
La Sra. Martha sigue con la misma actividad de la confección y arreglo de prendas de vestir, en esta ocasión solicita el crédito para la compra de hilos y encajes por cantidad para la confección de sus prendas, cuenta que le fue muy bien con el crédito ya que tiene mucha clientela y tiene pedidos que entregar.

Previous Loan Details

Sra. Martha is 62 years old and married. She has a son who is 32 years old and independent. Martha is a seamstress and mends articles of clothing, but she also has a retail bazaar where she offers a variety of products such as ribbons, lace, and buttons, that she also uses in making garments. ... More from Martha's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 129
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Martha to buy thread and lace for her sewing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Feb 1, 2013
Currency Exchange Loss:
Feb 17, 2014
This photo was used before for a previous loan for Martha. It was first posted on Kiva on May, 2012. Learn More