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Ushirika Group
In this Group: Neema, Nuru, Consolata, Hidaya, Herieth, Pilly, Jaliwa, Mathew, Anita, Beatrice, Eliza, Salma, Gaudensia, Jacline, Desteria
Neema, who is in her late thirties, is married and has four children who still attend school. She has been running a retail shop where she sells sugar, salt, wheat flour, baking flour, beans, cooking oil, water, juice, sodas, and biscuits for three years now. She works from 9:00 AM to 9:00 PM daily and is able to make a fair monthly profit.

This will be Neema's seventh loan from Tujijenge Tanzania. She used the previous loans to start a poultry business, restock missing items in the shop and cover household expenses. Neema has fully repaid all her previous loans. She is going to use this loan to increase the retail shop's inventory including sugar, wheat flour, baking flour, etc. to resell. She dreams to one day be able to open a tie and die business.

Neema will share this loan with her loan group, "Ushirika," which has 15 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 18
    View loans »
    Tanzania Loans Fundraising
  • $16,055,625
    Funds lent in using Kiva
  • 1,608.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ushirika Group's $5,200 loan helped a member to increase the shop's inventory of foodstocks like sugar, flour and cooking oil to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 11, 2013
Currency Exchange Loss:
Jul 17, 2013