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Jose Olmedo
Jose Olmedo is 37 years old, lives in a common-law marriage and has two daughters. He lives with his partner and children in Chimbo, province of Bolivar.

Jose Olmedo is the owner of a telephone booths business. He is requesting a loan in order to buy a refrigerator. With the help of this loan he will be able to buy what he needs for the bar. He will make his purchases in the city of Chimbo.

His dream is to have sufficient to be able to live comfortably. The biggest challenge he faces is competition. In his free time he likes to play with his children.
View original language description ↓
JOSE OLMEDO tiene 37 años de edad de estado civil unión libre tiene dos hijas, vive con la conyugue y los hijas en Chimbo Provincia de Bolívar.

JOSE OLMEDO es dueño de unas cabinas telefónicas. Solicita el crédito para comprar un refrigerador. Con la ayuda del crédito podrá comprar lo que le hace falta para el bar.

La Compra la realizará en la ciudad de Chimbo. El sueño es tener lo necesario para vivir comodamente. Los desafíos a los que se enfrenta es la competencia.
En el tiempo libre le gusta jugar con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Olmedo to buy a refrigerator.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Jan 28, 2013
Currency Exchange Loss:
Mar 18, 2013