A loan of $1,300 helped a member to increase her stock of indigenous fermented fish to sell for a profit.

Nupi Chaokhat Marup Group's story

These women called themselves “Nupi Chaokhat” and its meaning is ‘Empowered women’. Their coming together as a group, proves all the more for their perseverance to add to their credit. They all belong to a non-tribal community and live in Manipur state in the North Eastern part of India.

The profiled member Sunita is featured with her hand raised. She is 38 years old and a mother to two sons and a daughter, who is married already. Her husband is a driver by profession. Both her sons are still school-going students in a private school nearby. In order to supplement the family income she has been weaving and also earning by undertaking strenuous work like sand sieving by the river bank. This is how she earned income before taking out a loan.

In 2010, with the loan she ventured into a new business of selling indigenous dried fish. In other words, she sells fermented fish in varieties. From the sale proceeds she was able to repay her loan. It also enabled her to refill her stock of dry fish to sell. She is happy that with her contribution she can save her husbands income more for the family. With steady improvement she has been buying her stock to sell for a profit. She says that the hardship she faces in her business is when it rains. In order to overcome this obstacle she means to construct a stall for her business. For now, she has to continue selling on the roadside till she can arrange enough money to construct a stall.

With limited capital she has been earning less. In order to save more she cut down on the family expenditures such as instead of using two mobiles she insisted her husband use just one mobile for the family. In this way she has been saving INR 500 on a monthly basis and invested the same with local investors to be managed locally. In order to do better with her dry and fermented fish selling business she needs another loan.

With this loan Sunita wishes to increase her stock of indigenous dry and fermented fish to sell. Her stocks include dried salted fish, dried fish of varied sorts and fermented fish (in local dialect known as thumjakpi, fafou, ngari, ngajai, moreh ngaton). These products are among the main dishes in every household in this part of the country. Likewise, the rest of the group members also need another loan to continue with their respective income-generating activities like weaving, quarrying and sand sieving.

In this group: Angoubi, Sunita, Bino, Memota, Inaocha, Ibecha, Lalitabi

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Loan details