A loan of $5,400 helped a member to replace her sewing machine.


Bery's Group's story

Bery is a young Iraqi woman. She is 27 years old, divorced and the mother of one child. With limited career options due to cultural restrictions and domestic constraints, Bery is one of the many Iraqi woman who is working from home, using her sewing skills to generate the income needed to support herself and her child, while her family also helps. Bery has 7 years experience with her home-based sewing work, which she continuously tries to improve to make sure she can offer the best services for her customers. In the past, she took out a loan from Relief International - Microfinance Iraq which she used to make her work area a little nicer and customer friendly and she was also able to purchase some quality raw materials to work with. Having successfully repaid her loan, she is now taking a new loan which she would like to use to replace her sewing machine. Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor and are therefore unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Bery , Begart , Bekhal
*not pictured



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Loan details