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Kilimo earns an income by operating a retail business where she sells water to members of her community. She has been involved in this business for 17 years and employs four staff members. Her business is located in a fertile and productive business area and her primary customers are local residents and firms. She describes her biggest business challenge to be the poor road network to her business, causing some customers not to be able to access her business area. She also runs a farming business to earn additional income. She describes herself as a visionary woman.

Kilimo and her husband have four children between the ages of 14 and 23 years.

She will use the Kes 8,700 loan to buy a water tank, which will be used as storage to serve the community with clean water. Her business goal is to improve her farming business within five years.

She hopes to improve her business in the future.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 600
    View loans »
    Kenya Loans Fundraising
  • $49,786,350
    Funds lent in using Kiva
  • 87.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Kilimo to buy a water tank.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 26, 2013
Currency Exchange Loss:
Jan 17, 2014